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    <id>tag:www.urbanmoms.ca,2008-12-09:/ask_urbanmoms/5</id>
    <updated>2009-02-16T03:54:53Z</updated>
    
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<entry>
    <title>Simple Style Updates for Spring</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2009/02/simple-style-updates-for-spring.html" />
    <id>tag:urbanmoms.apperceptive.com,2009:/ask_urbanmoms//5.3448</id>

    <published>2009-02-04T08:01:52Z</published>
    <updated>2009-02-16T03:54:53Z</updated>

    <summary>It&#39;s Spring! Well, not quite. But, if you happen to visit your local mall, it&#39;s easy to think that warmer days are just around the corner.&#0160; The stores are filled to the brim with light and bright tops and T&#39;s,...</summary>
    <author>
        <name>Katie</name>
        <uri>http://www.realcanadianstyle.blogspot.com</uri>
    </author>
    
        <category term="The Style File" scheme="http://www.sixapart.com/ns/types#category" />
    
    
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        <![CDATA[<p>It&#39;s Spring! Well, not quite. But, if you happen to visit your local mall, it&#39;s easy to think that warmer days are just around the corner.&#0160; The stores are filled to the brim with light and bright tops and T&#39;s, sunny accessories and flirty footwear. </p>
<p>So, what will we be wearing in Spring or 09?&#0160; The good news is that there`s&#0160;no radical trend shift.&#0160; Many of your looks of last year and wardrobe staples can be worn again and easily brought up to date with a few new pieces.&#0160; There are three&#0160;key items: a soft scarf, something bright and denim that`s light!</p>
<p>1. The scarf - We`re talking a soft, long and flowing Bohemian version. Wrap loosely around your neck and update just about any jacket or top. The colour choices are endless so select something to complement your complexion. Take a look at this relaxed look from The Gap.</p>
<p><a href="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef0105370bf8d3970b-320wi.jpg" style="DISPLAY: inline"><form mt:asset-id="6466 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img alt="Gap scarf" class="at-xid-6a00d8341c508b53ef0105370bf8d3970b " src="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef0105370bf8d3970b-320wi.jpg" /> </form></a> </p>
<p><a href="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef0105370be095970b-pi" style="DISPLAY: inline"></a>&#0160;&#0160; </p><br />
<p>2. Something bright - Hot pink is the, er, hot colour of the season. Of course, you don`t wear&#0160;it head to toe. Just add a pink punch to khaki and whites with a totally up to date T like this one from Roots or an awesome accessory, like this terrific tote from Payless and colourful Roots classic.</p>
<p><a href="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef01116846500c970c-320wi.jpg" style="DISPLAY: inline"><form mt:asset-id="6467 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img alt="Roots t" class="at-xid-6a00d8341c508b53ef01116846500c970c " src="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef01116846500c970c-320wi.jpg" /> </form></a> </p>
<p><a href="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef0105370be2e3970b-320wi.jpg" style="DISPLAY: inline"><form mt:asset-id="6468 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img alt="Payless bag" class="at-xid-6a00d8341c508b53ef0105370be2e3970b " src="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef0105370be2e3970b-320wi.jpg" /> </form></a> </p>
<p><a href="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef0105370bfa57970b-320wi.jpg" style="DISPLAY: inline"><form mt:asset-id="6469 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img alt="Roots bag" class="at-xid-6a00d8341c508b53ef0105370bfa57970b " src="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef0105370bfa57970b-320wi.jpg" /> </form></a> </p>
<p>Pink may not be the perfect choice for eveyone,so also be on the look out for other hot colours such as fiery orange and brilliant blues.&#0160; These tops are from Banana Republic and Esprit.</p>
<p><a href="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef01116846413e970c-320wi.jpg" style="DISPLAY: inline"><form mt:asset-id="6470 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img alt="Br top" class="at-xid-6a00d8341c508b53ef01116846413e970c " src="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef01116846413e970c-320wi.jpg" /> </form></a>&#0160; </p>
<p><a href="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef0111684641bd970c-320wi.jpg" style="DISPLAY: inline"><form mt:asset-id="6471 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img alt="Esprit long t" class="at-xid-6a00d8341c508b53ef0111684641bd970c " src="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef0111684641bd970c-320wi.jpg" /> </form></a> </p>
<p>3. Denim that&#39;s light! Who would have thought it! Distressed denim is ba-ack! So if you`re ready to update your jeans or jean jacket you may want to consider this 80s obsession. Select only one light denim&#0160;item and wear with more structured pieces andéor solid colours. To be totally on trend, pick a pair of relaxed boyfriend jeans. I`d recommend that this look best suits taller types.&#0160;&#0160; So, if you are on the shorter side go for full length, rather than the cropped version, and balance out your body with a more tailored top. These looks&#0160;are from Victoria`s Secret and American Eagle.</p>
<p><a href="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef0105370bf210970b-320wi.jpg" style="DISPLAY: inline"><form mt:asset-id="6472 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img alt="Vs relaxed boyfriend" class="at-xid-6a00d8341c508b53ef0105370bf210970b " src="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef0105370bf210970b-320wi.jpg" /> </form></a> </p>
<p><a href="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef011168463d34970c-320wi.jpg" style="DISPLAY: inline"><form mt:asset-id="6473 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img alt="Ae jean jacket" class="at-xid-6a00d8341c508b53ef011168463d34970c " src="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef011168463d34970c-320wi.jpg" /> </form></a></p>
<p>All these items take me back to the 80s. Who would have thought (certainly not moi) that the decade of doubful style-sense would have such an influence on our looks today? So dust off your Duran Duran memorabilia and get inspired to go back to the future.</p>]]>
        
    </content>
</entry>

<entry>
    <title>What&apos;s my Motivation?</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2009/01/whats-my-motivation.html" />
    <id>tag:urbanmoms.apperceptive.com,2009:/ask_urbanmoms//5.3449</id>

    <published>2009-01-27T23:09:00Z</published>
    <updated>2009-02-16T03:54:53Z</updated>

    <summary> Why does getting your child to do something for you one day seem so simple, yet another day seem almost impossible? The good news is that educational researchers from around the world have also wondered the same thing, and...</summary>
    <author>
        <name>Rob Stringer</name>
        <uri>http://www.YouthCoachCanada.com</uri>
    </author>
    
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        <![CDATA[<p><a href="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef010536f38ad2970b-800wi.jpg" style="float: left;"><form mt:asset-id="6441 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img alt="Rob-avatar" border="0" class="at-xid-6a00d8341c508b53ef010536f38ad2970b " src="http://www.urbanmoms.ca/.a/6a00d8341c508b53ef010536f38ad2970b-800wi.jpg" style="margin: 6px;" title="Rob-avatar" /> </form></a>
 Why does getting your child to do something for you one day seem so simple, yet another day seem almost impossible? The good news is that educational researchers from around the world have also wondered the same thing, <em>and</em> have found some answers. Just like the proverbial struggling actor trying to define his character, it comes down to the simple question of, &quot;What&#39;s my motivation?&quot;</p>
<h4>Types of motivation …</h4>
<p>Things that motivate your child can all be organized into two main categories: <em>intrinsic</em> (internal) and <em>extrinsic</em> (external) factors. When kids are <em>intrinsically</em> motivated they do not need external forces or pressures to motivate them, they do something because it feels good, they like to do it, or they value the outcome. However, other times the only way to motivate a child is through <em>extrinsic</em> factors such as offering a reward or a punishment. </p>
<p>
</p><h4>Motivating students …</h4>
<p>One traditional approach used to motivate students in school is to use grades as a reward or extrinsic motivator–telling students that if they work hard, they will learn, get good grades and/or pass or graduate. This system typically works well for students who already get good grades.</p>
<p>Similarly grades can also be used as a punishment – telling students that if they don&#39;t work hard, they will get poor grades and/or fail. While this approach can improve results for some, it doesn&#39;t work well with students who repeatedly experience low grades or failure.</p>
<p>
</p><h4>Enter better techniques …</h4>
<p>The good news is that in 1998 a comprehensive review of over 250 studies on student achievement was conducted by two British researchers (Paul Black and Dylan William), resulting in several key changes schools <em>and parents</em> can make when giving feedback. These included: (1) giving more on-going (formative) feedback instead of waiting until the end (summative), and (2) being more descriptive in the feedback / assessment data given.</p>
<p>
</p><h4>Assessment for learning …</h4>
<p>While final tests and other methods used to assess how much we know at the end of a unit are still important, the studies showed that is the on-going or formative feedback that students receive that can make the biggest difference in how well they do. After all, regularly telling a person what they are doing well, or areas they need to improve allows for correction along the way instead of waiting until the very end.</p>
<p>
</p><h4>Using descriptive feedback …</h4>
<p>As well as making feedback more frequent, researches found giving <em>specific</em> feedback about the quality of the work, strengths, and weaknesses helped to improve both student motivation and performance—as they could better see what they are doing right and the areas that still need improvement. For example, instead of getting a &quot;C&quot; written across the top of the test, comments could read something like: &quot;You recognized which word problems required addition. However, keep practicing addition with re-grouping.&quot; Both forms of feedback show the learner how he/she did overall, however descriptive feedback also helps the student see how close he/she is, and where to focus or make adjustments in order to improve. </p>
<p>So whether you are trying to motivate your child to do chores around the house, or teach him/her in school, the experts agree … give lots of descriptive feedback (praise &amp; guidance) along the way, and an easier time is sure to be had by all.</p><p><strong><br /></strong></p><p><strong>About the author</strong></p><hr /><p><strong>An award-winning educator and Parenting &amp; Youth Coach</strong>,
Rob Stringer BA, BEd, CPC has spent almost two decades helping kids,
teens, and adults meet with success, and live lives they LOVE! Although
based outside of Toronto, Rob&#39;s coaching practice is global with teen
and adult clients around the world.</p>

<p><strong>Ready to give your child a head start on success?</strong> Check out Rob&#39;s coaching programs and workshops for parents and youth. Visit <a href="http://www.youthcoachcanada.com/">www.YouthCoachCanada.com</a> or call 905.515.9822.</p>]]>
        
    </content>
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<entry>
    <title>2008 - A Year in Review</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2009/01/2008---a-year-in-review.html" />
    <id>tag:urbanmoms.apperceptive.com,2009:/ask_urbanmoms//5.3450</id>

    <published>2009-01-06T21:31:45Z</published>
    <updated>2009-02-16T03:54:53Z</updated>

    <summary> There is no doubt that 2008 will be remembered as one of the most remarkable years in the history of the global stock market (and not in a good way). Events have occurred that almost nobody could have predicted,...</summary>
    <author>
        <name>Jen</name>
        <uri>http://www.urbanmoms.ca/moms_the_word/</uri>
    </author>
    
        <category term="Financial Management" scheme="http://www.sixapart.com/ns/types#category" />
    
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        <![CDATA[<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2009/01/06/douglas_kristine.jpg"><form mt:asset-id="6359 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="100" height="125" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2009/01/06/douglas_kristine.jpg" title="Douglas_kristine" alt="Douglas_kristine" style="margin: 0px 5px 5px 0px; float: left;" /> </form></a>
There is no doubt that 2008 will be remembered as one of the most remarkable years in the history of the global stock market (and not in a good way). Events have occurred that almost nobody could have predicted, although many seem obvious in hindsight. However, we must move forward. We can't dwell in the past-we have to learn from it. So what can we find out from the previous downturns? </p>

<p><strong>1987 Black Monday</strong> - It was the largest one-day market decline in history. The general reaction by investors was a huge dumping of stocks, good and bad. The panic crystallized losses, and many investors went to cash to avoid further trouncing-not a wise move for long-term investors. The markets recovered, but many investors were not able to participate in the upturn because they had sold out and were waiting for &quot;just the right moment&quot; to get back into the market.</p>

<p><strong>1990-91 Recessions</strong> - Companies were laying off staff by the thousands (just as at present). They restructured, cut costs, merged with competitors, and did all the things they should have done in the good times, but didn't because times were good. Investors, scared by the glum news, continued to wait on the sidelines. Unfortunately, all this cost cutting and restructuring led to companies making unprecedented profits and therefore optimum stock market performance for the next 10 years (with a few bumps along the way).</p>

<p><strong>2000 </strong>- Everything was great, especially in the fancy new technology companies. Most people felt that the old way of doing business was out and that if it was on the Internet, it would lead to profits. Unfortunately, what really went out the door was the ability for people to use common sense and calculators. We all know the result of overbuying in a particular sector…a big drop! This plunge frightened perfectly reasonable investors out of the market once more and out of good companies. Again they waited on the sidelines until the markets were high and again moved back to risky investments.</p>

<p><strong>Current Times 2008</strong> - What I’ve seen is a reminder of just how much capitalism is dependent on confidence. What we are experiencing in the stock markets is a lack of confidence, but what we are certainly not seeing is a lack of good investment opportunities. This is not a crisis of business fundamentals (most, but not all, businesses are still very strong), but a crisis of confidence in investing in the future.</p>

<p>Without confidence, the price of any asset (stocks, bonds, commodities, real estate, and your car) becomes separated from its true value. If investors lose faith and trust in the process, asset prices become disconnected from expectations of future earnings and profits and are left to nightmarish emotional scenarios. When this happens, a fundamentally good investment can appear to be worthless overnight simply because nobody will buy it, as they are convinced that the prices will fall further. Rather than making careful assessments of future earnings and risk versus reward, potential buyers prefer to wait until sanity returns. Of course all this waiting and lack of purchasers pushes prices down further, increasing the downward spiral. </p>

<p>As we head into 2009, I believe times will stay tough over the year. And, as a result, they will do as in every recession - cut costs, re-structure, announce lay-offs, buy up competitors at reasonable prices, and all the things they neglected when times were good. This inevitably leads to higher profits and stock growth (we just don't know when). </p>

<p>Control what you can…your own spending!&nbsp; Know what you can truly afford and what should be put on hold until times get better. </p>

<p>Here are some positives as I look out into 2009: <br />•&nbsp; &nbsp; Companies' valuations are low, which means they are cheap compared to their revenues. <br />•&nbsp; &nbsp; Oil prices are lower, which is good for everyone but oil companies and the Canadian dollar. <br />•&nbsp; &nbsp; Banks are becoming more prudent and stricter in their lending practices <br />•&nbsp; &nbsp; Bad investment lending companies have been removed, for example, Lehman Bros., Bear Stearns. <br />•&nbsp; &nbsp; There is a global political effort to solve this mess that has never been seen before. <br />•&nbsp; &nbsp; Lower interest rates for variable rate mortgages or lines of credit <br />•&nbsp; &nbsp; Strong companies will show increases in dividends. <br />•&nbsp; &nbsp; Obama and other global governments want to expand jobs and infrastructure spending. <br />•&nbsp; &nbsp; Most importantly, we realize that downturns don't last forever - we just don't know when they will end. What we do know is that we would rather be in the market when it turns than sitting on the sidelines waiting for the magic moment to get back in.</p>

<p>2008 has been a trying period, but there is no other place I’d rather be than an advisor through these times.&nbsp; Take time to set your goals and financial plan and get 2009 off to a good start!</p>]]>
        
    </content>
</entry>

<entry>
    <title>The Importance of Celebration</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2008/12/the-importance-of-celebration.html" />
    <id>tag:urbanmoms.apperceptive.com,2008:/ask_urbanmoms//5.3451</id>

    <published>2008-12-31T08:32:45Z</published>
    <updated>2009-02-16T03:54:53Z</updated>

    <summary> Each month countless opportunities for celebration occur in each of our children&apos;s lives, yet as parents sometimes we do not recognize them for what they are ... with December being no exception. This month your child received his/her first...</summary>
    <author>
        <name>Rob Stringer</name>
        <uri>http://www.YouthCoachCanada.com</uri>
    </author>
    
        <category term="Education" scheme="http://www.sixapart.com/ns/types#category" />
    
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    <content type="html" xml:lang="en-US" xml:base="http://www.urbanmoms.ca/ask_urbanmoms/">
        <![CDATA[<p><form mt:asset-id="6044 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="100" height="155" border="0" title="Robavatar" alt="Robavatar" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/28/robavatar.jpg" style="margin: 0px 5px 5px 0px; float: left;" /> </form>Each month countless opportunities for celebration occur in each of our children's lives, yet as parents sometimes we do not recognize them for what they are ... with December being no exception. This month your child received his/her first term report card which may have contained average or even below average results. Does this represent an opportunity for celebration? You may be surprised ...</p>

<p><strong><u>Why</u> should you celebrate?</strong></p>

<p>Although often taken for granted, the act of celebration affords our children many important opportunities.</p>

<ul><li><strong>Celebration provides time for reflection.</strong> It allows you and your child a chance to stop and look back at his/her accomplishments--the goals achieved, as well as the steps taken (or in progress) to get there.</li>

<li><strong>Celebration provides the opportunity for others to participate.</strong> How wonderful it is to have family and friends share in the celebrations and acknowledge your child for his/her hard work or efforts--regardless of the final marks achieved.</li>

<li><strong>Celebration provides the opportunity to acknowledge others.</strong> Just as rewarding as being recognized, is the opportunity for your child to give thanks back - acknowledging family and friends for their support and encouragement along the way.</li>

<li><strong>Celebration allows everyone to relax and unwind in the midst of a busy life.</strong> It provides a chance for everyone to step outside their normal routines to do something pleasurable and unwind. It can also provide a positive sense of anticipation.</li></ul>

<p><strong><u>What</u> do you celebrate?</strong></p>

<p>It can be tempting to celebrate only the larger achievements or high marks. However, there are many other events which may also warrant celebrations be they large or small. Here are just a few for your consideration:</p>

<ul><li>When your child works at something new or difficult</li>

<li>When he/she takes risks</li>

<li>Making hard choices</li>

<li>Letting go of habits that no longer serve him/her</li>

<li>Completing a smaller step in the attainment of a larger goal, like working to close the gap between them and the provincial standards.</li></ul>

<p>If you or a family member tries and fails, is there still reason to celebrate? <strong>Absolutely!</strong> Failure can be one of life's greatest teachers, if you only help your child to be open and recognize the lessons it can provide. For example:</p>

<ul><li>Failure gives everyone a chance to look at what they are doing and change their actions--to try a new direction.</li>

<li>Failure can teach people about perseverance, and give an opportunity to keep going.</li>

<li>Failure can teach you there is no shame in failing--only in being so afraid of it that you do not get back up and try again.</li></ul>

<p>For you see, it isn't a matter of <em>whethe</em>r you will fail at things throughout your life, it's more a question of <em>how</em> you will fail ... and the attitude or perspective you will bring to the situation.</p>

<p>So let me ask again, should you celebrate a below average report cards? While ultimately the choice is up to you, hopefully you see the importance celebration can play in both your child's and family's lives. It not only represents a chance to acknowledge the efforts/gains made, and to identify ongoing strategies for success, but can also replace threats and punishments as potential motivators with your children in the months and years to come.</p>

<p><strong>About the author</strong></p><hr /><p><strong>An award-winning educator and Parenting &amp; Youth Coach</strong>, Rob Stringer BA, BEd, CPC has spent almost two decades helping kids, teens, and adults meet with success, and live lives they LOVE! Although based outside of Toronto, Rob's coaching practice is global with teen and adult clients around the world.</p>

<p><strong>Ready to give your child a head start on success?</strong> Check out Rob's coaching programs and workshops for parents and youth. Visit <a href="http://www.youthcoachcanada.com/">www.YouthCoachCanada.com</a> or call 905.515.9822.</p>]]>
        
    </content>
</entry>

<entry>
    <title>Cars, dolls and games...Oh My!</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2008/12/cars-dolls-and-gamesoh-my.html" />
    <id>tag:urbanmoms.apperceptive.com,2008:/ask_urbanmoms//5.3452</id>

    <published>2008-12-30T08:37:00Z</published>
    <updated>2009-02-16T03:54:53Z</updated>

    <summary><![CDATA[ Ah...the holiday season.&nbsp; Crisp snow, warm fires, fragrant trees and soft candle light and... TOYS!!!&nbsp; Christmas and Chanukah have come and gone and now we have a million more toys to store.&nbsp; Well, maybe not a million but definitely...]]></summary>
    <author>
        <name></name>
        
    </author>
    
        <category term="Organization 101" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="expertadvice" label="expert advice" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="homedecoration" label="home decoration" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="momblog" label="mom blog" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="organization" label="organization" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="organizing" label="organizing" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="parenting" label="parenting" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="parentingblog" label="parenting blog" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.urbanmoms.ca/ask_urbanmoms/">
        <![CDATA[<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/12/31/juliefionaavatar.jpg"><form mt:asset-id="6324 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="100" height="133" border="0" alt="Juliefionaavatar" title="Juliefionaavatar" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/12/31/juliefionaavatar.jpg" style="margin: 0px 5px 5px 0px; float: left;" /> </form></a>
Ah...the holiday season.&nbsp; Crisp snow, warm fires, fragrant trees and soft candle light and... TOYS!!!&nbsp; Christmas and Chanukah have come and gone and now we have a million more toys to store.&nbsp; Well, maybe not a million but definitely more than we had two weeks ago.&nbsp; Luckily, as children get older we are finding that the toys get smaller but nevertheless they still need homes.</p>

<p>As we have said before, weeding through your children's toys before the influx of new holiday gifts will make finding homes for the new additions much easier.&nbsp; Make it part of your holiday routine - go through your current toys with your children and have them decide what they would like to give away. Having your children donate their used toys to children who don't have any is teaching them an important life lesson in philanthropy.&nbsp; That being said, you may want to take some time alone, without your children present and purge further.</p>

<p>Now to find the new toys a home.&nbsp; Get the toys up off the floor.&nbsp; A great way to do this is to use canvas shoe bags.&nbsp; These can be hung over doors or hung on the wall.&nbsp; They are great for storing little things like Barbie and her accessories or if you have a budding musician in the family you can use the shoe bag to store the microphone, drumsticks, maracas, harmonica, etc.</p>

<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/12/29/shoe_bag.jpg"><form mt:asset-id="6325 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="400" border="0" title="Shoe_bag" alt="Shoe_bag" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/12/29/shoe_bag.jpg" /> </form></a> </p>

<p>As we have said before, baskets with lids are perfect because the clutter is hidden and they can be stacked.&nbsp; Baskets also look nice on shelves.&nbsp; Plus they are easy to pick up and take to another spot to be played with.&nbsp; Try to put only one type of toy in each basket - this makes it much easier for your kids to find what they are looking for.&nbsp; Label the baskets with luggage tags, shipping tags or if you are feeling really creative take pictures of the contents and put them on labels.</p>

<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/12/29/img_2399_8.jpg"><form mt:asset-id="6326 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="600" border="0" title="Img_2399_8" alt="Img_2399_8" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/12/29/img_2399_8.jpg" /> </form></a> </p>

<p>Games and puzzles can be stored in an armoire or even on an open shelf.&nbsp; If you display them artfully with a combination of books and baskets they can appear to be part of your décor.&nbsp; We are not fans of toy boxes - they are too deep so things sink to the bottom and the kids can't find them so the toys will be constantly dumped out or worse it becomes a dumping zone for everything else.&nbsp; Eventually it will be used to store all the things they don't play with anymore.</p>

<p>Hooks or pegs are great for dress-up clothes.&nbsp; Mount the hooks at the right height for your kids to be able to get them down or put the clothes away.</p>

<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/12/29/dress_up_clothes.jpg"><form mt:asset-id="6327 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="597" border="0" title="Dress_up_clothes" alt="Dress_up_clothes" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/12/29/dress_up_clothes.jpg" /> </form></a> </p>

<p>Now let's toast to a tidy and organized playroom for 2009!&nbsp; Happy New Year everyone!</p>]]>
        
    </content>
</entry>

<entry>
    <title>Safe travels this holiday season</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2008/12/safe-travels-this-holiday-season.html" />
    <id>tag:urbanmoms.apperceptive.com,2008:/ask_urbanmoms//5.3453</id>

    <published>2008-12-23T21:20:20Z</published>
    <updated>2009-02-19T20:18:53Z</updated>

    <summary> Well the year is coming to an end and I wanted to thank everyone for reading my travel tips this year and I look forward to 2009! It has been a very interesting year on a lot of fronts...</summary>
    <author>
        <name>Jen</name>
        <uri>http://www.urbanmoms.ca/moms_the_word/</uri>
    </author>
    
        <category term="Family Travel" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="airmiles" label="AIR MILES" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="familytravel" label="family travel" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="momblog" label="mom blog" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="rewardmiles" label="reward miles" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="travel" label="travel" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="travelblog" label="travel blog" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.urbanmoms.ca/ask_urbanmoms/">
        <![CDATA[<p>
 Well the year is coming to an end and I wanted to thank everyone for reading my travel tips this year and I look forward to 2009!</p>

<p>It has been a very interesting year on a lot of fronts and travel will continue to be something that we need to make the most of considering the money and effort we put into it.&nbsp; Please let me know if there are particular topics that are of interest to you and I will do my best to research and report back.</p>

<p>I want to thank everyone that participated in last month's "Gotta Getaway Contest" - we had a great response and lots of great stories about how we make the most of what we have.</p>

<p>The winners have been randomly selected and they will receive 100 reward miles each.</p>

<p>Wherever you are traveling this season be safe, take your time and enjoy all those precious moments that this time of year can bring.</p>

<p><em>Sandy</em></p>]]>
        
    </content>
</entry>

<entry>
    <title>Making Sense of Multiplication</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2008/12/making-sense-of-multiplication.html" />
    <id>tag:urbanmoms.apperceptive.com,2008:/ask_urbanmoms//5.3454</id>

    <published>2008-12-08T22:08:36Z</published>
    <updated>2009-02-16T03:54:53Z</updated>

    <summary> I hated Math in school. It just didn&apos;t make sense. The teacher stood at the front of the room, drew numbers and diagrams on the board and told us to memorize the facts and formulas. For the kids who...</summary>
    <author>
        <name>Rob Stringer</name>
        <uri>http://www.YouthCoachCanada.com</uri>
    </author>
    
        <category term="Education" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="expertadvice" label="expert advice" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="kidsandmath" label="kids and math" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="math" label="math" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="momblog" label="mom blog" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="teacher" label="teacher" scheme="http://www.sixapart.com/ns/types#tag" />
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    <category term="teachingkidsmath" label="teaching kids math" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.urbanmoms.ca/ask_urbanmoms/">
        <![CDATA[<p><strong><form mt:asset-id="6044 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img title="Robavatar" height="155" alt="Robavatar" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/28/robavatar.jpg" width="100" border="0" style="FLOAT: left; MARGIN: 0px 5px 5px 0px" /> </form>I hated Math in school.</strong> It just didn't make sense. The teacher stood at the front of the room, drew numbers and diagrams on the board and told us to memorize the facts and formulas. For the kids who were able to intuitively &quot;break the code&quot; and understand what was going on, Math was great. But for the rest of us Math remained a constant struggle. Does this sound like you or your kids? Well, I'm here to tell you, it doesn’t have to be that way.</p>

<p><strong>But how do you help a child who struggles in Math?</strong>&nbsp; Practising the same questions over and over doesn't help understanding. The key is finding another way to explain it ... a way that makes sense to him or her—building on what he/she already knows. </p>

<p>With this in mind, let's take a look at multiplication ...</p>

<p><strong>What is multiplication?</strong></p>

<p>At its very basic level, multiplication is just a fast way of adding groups. For example 3x4 is just another way of saying &quot;3 groups of 4&quot; or &quot;4+4+4&quot; or skip-counting by 4's three times ... 4, 8, 12.</p>

<p>If your child is having problems understanding this, it's time to break out the dried beans or pasta! Have your child organize macaroni into groups of 4's. Then lead them, &quot;How many noodles are in 3 groups of 4? Let's count. 1-2-3-4...5-6-7-8...9-10-11-12. So three groups of 4 noodles equals 12 noodles altogether.&quot; One way to extend this would be to then be to ask him/her to estimate (an informed guess) how many noodles would be in say 4 groups of 4, then check their answer. The key is to keep it simple, hands-on, and take it slowly--building on success. While there is definitely a place for memorization of these basic facts, it should come after the child really understands what they mean.</p>

<p><strong>Memorizing vs. understanding</strong></p>

<p>At the next level, students have to learn how to multiply larger number like 6x34. When we went to school, we were taught to put the &quot;6&quot; under the &quot;34&quot; and start by multiplying &quot;6x4&quot;. Problems started when we couldn't put the answer &quot;24&quot; down. We were taught to record the &quot;4&quot; and &quot;carry the 2&quot; to the next column. (now referred to as &quot;regrouping&quot;). Why? Most of us never knew--we just did it, and that's why we made so many mistakes. We then multiplied 6x3 (18) and added the extra 2 to make 20. We recorded the 20 to the left of the 4 and got the answer 204--hopefully. Unfortunately for most, this method is more about memorizing a process, than understanding what you are really doing with the numbers.</p>

<p><strong>Developing number sense</strong></p>

<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/12/01/multiplication_4.jpg"></a>The trick here is to help the kids to really get a good sense of the numbers. They need to understand, for example, that 34 is the same is &quot;30+4&quot;. Building on that concept you can turn 6x34 into (6x30) + (6x4). Take a look at the example.<br /><br /><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/12/01/multiplication_5.jpg"><form mt:asset-id="6221 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img class="image-full" title="Multiplication_5" alt="Multiplication_5" src="http://www.urbanmoms.ca/photos/uncategorized/2008/12/01/multiplication_5.jpg" border="0" style="FLOAT: right; MARGIN: 0px 0px 5px 5px" /> </form></a> This time when you multiply 6x4 record the whole 24. The next step is to multiply not 6x3, but 6x30 (what it really means), and record the answer below the 24. Being sure to line up the columns, add the two numbers together. You get the same answer, and hopefully it is a little clearer, reducing the chance of making a mistake.</p>

<p><strong>It's easy when you see how it works.</strong></p>

<p>If only a teacher could have shown me other ways of solving Math problems, I wouldn't have had to wait 20 years before I finally &quot;got it&quot;. Help you kids make sense of Math. If they don't &quot;get it&quot; show them, or ask someone else to show them different ways. </p>

<p>About the author<br /><strong>As an award-winning educator and Parenting &amp; Youth Coach</strong>, Rob Stringer BA, BEd, CPC has spent almost two decades helping kids, teens, and adults meet with success, and live lives they LOVE!. Although based outside of Toronto Ontario, Rob's coaching practice is global, with clients across Canada, the United States, Australia, and Asia.&nbsp; In addition to Parenting with Intention, he most recently launched, Youth Coach Canada--a non-profit organization dedicated to making affordable professional life coaching services available to youth aged 11-21.</p>

<p><strong>Interested in having Rob speak at your child's school, church, or organization?</strong> For more information on speaking engagements, programs, and upcoming workshops for parents and youth, visit <a href="http://www.youthcoachcanada.com/">www.YouthCoachCanada.com</a>&nbsp; or call 905.515.9822.</p>]]>
        
    </content>
</entry>

<entry>
    <title>Chatting with the Wealthy Barber</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2008/12/chatting-with-the-wealthy-barber.html" />
    <id>tag:urbanmoms.apperceptive.com,2008:/ask_urbanmoms//5.3455</id>

    <published>2008-12-07T10:10:00Z</published>
    <updated>2009-02-16T03:54:53Z</updated>

    <summary><![CDATA[ I recently had David Chilton, author of The Wealthy Barber, come to Toronto to speak to my clients.&nbsp; His message was very timely because the one main point he makes with his book is that to achieve financial success,...]]></summary>
    <author>
        <name>Jen</name>
        <uri>http://www.urbanmoms.ca/moms_the_word/</uri>
    </author>
    
        <category term="Financial Management" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="credit" label="credit" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="creditcrunch" label="credit crunch" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="davidchilton" label="David Chilton" scheme="http://www.sixapart.com/ns/types#tag" />
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    <category term="lineofcredit" label="line of credit" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="momblog" label="mom blog" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="mortgage" label="mortgage" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="wealthybarber" label="Wealthy Barber" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.urbanmoms.ca/ask_urbanmoms/">
        <![CDATA[<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/12/09/douglas_kristine_2.jpg"><form mt:asset-id="6201 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="100" height="125" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/12/09/douglas_kristine_2.jpg" title="Douglas_kristine_2" alt="Douglas_kristine_2" style="margin: 0px 5px 5px 0px; float: left;" /> </form></a>
 I recently had David Chilton, author of <a target="_blank" href="http://www.wealthybarber.com/"><em>The Wealthy Barber</em></a>, come to Toronto to speak to my clients.&nbsp; His message was very timely because the one main point he makes with his book is that to achieve financial success, you must always <em>spend less than you make. </em> This is the lesson my parents always instilled in me.&nbsp; I received a copy of <em>The Wealthy Barber</em> when I was 13 years old.&nbsp; I’ve read it many times since then and attribute much of my fiscal discipline today to the lessons from that book.
</p>
<p>Dave Chilton told me that he will not be reprinting <em>The Wealthy Barber</em> when the current print run expires.&nbsp; He plans on writing a new book next year which will not piggy back <em>The Wealthy Barber</em> story, but he will leverage the brand.&nbsp; &nbsp;For anyone who has not read <em>The Wealthy Barber</em>, you may want to pick up a copy or add it to your Christmas list because soon, it will not be available in stores.&nbsp; It was written 20 years ago but the basic principles of financial discipline and common sense will always be true.
</p>
<p>And sure enough, it is basic common sense that people have lost that has contributed to much of the financial mess, not only in the United States, but here in Canada too.&nbsp; I will never forget my meeting with new clients in February of 2007.&nbsp; A husband and wife in their early 40’s came into my office from a referral of another client of mine.&nbsp; They wanted a financial plan but after two hours of meeting and questions, I determined that they really just wanted to make a last minute RRSP contribution and felt ‘obligated’ to have an investment plan.&nbsp; As I questioned them more about their financial matters and discussed their goals with them, they both told me that they were financially secure because they had $750,000 cash.&nbsp; As I pushed further, I realized that they were talking about a $750,000 secured line of credit, secured against their $2million home.&nbsp; There was still a mortgage of $400,000 AND the $750,000 line of credit had been 80% used to support their lifestyle!!&nbsp; 
</p>
<p>I realized at that moment that there was something drastically wrong today if people think that a line of credit is actually THEIR money.&nbsp; A line of credit is a loan from a bank on which interest is charged and must be paid.&nbsp; It can be secured, usually against equity in your home, or can be unsecured for a higher interest rate.&nbsp; If you default on paying the interest on a home equity loan then your home is at risk, simple as that.&nbsp; &nbsp;This couple honestly felt that they had $750,000 cash to spend.&nbsp; It is time for us all to rediscover the virtues that Dave Chilton tried to hammer home, 20 years ago: “Pay down debt, be thrifty, save for a rainy day, dollar cost average, live within your means”.&nbsp; So many people collectively chose not to follow this common sense, and at the same time, money was very cheap and available which created a toxic mix!&nbsp; 
</p>
<p>It seems like you can’t go anywhere or read anything that doesn’t lament over how bad the economy really is.&nbsp; Is this the worst fundamental recession since the Great Depression? Sorry to disappoint you, but we’re not at 25% unemployment, the banks have not closed their doors to deposits and withdrawals, and yes, companies are still making money.&nbsp; It is a lack of confidence, not a lack of economic fundamentals that plagues our economy today.
</p>
<p>This year, we all learned what we cannot control: the stock market, the bond market, the economy — almost everything. However, we can control our own responses and actions. We do not have to pay attention to the media which really has no interest in our well being and is only concerned with selling advertisement space on the TV screen or in newspapers. 
</p>
<p>Here is some positive news that would not be appealing to the media because the headline would be too optimistic:</p>

 <ul><li>Corporate&nbsp; valuations are low which means they are cheap compared to their revenues.</li>

<li>Oil prices are lower
- Banks are becoming more prudent and stricter in their lending practices - no more subprime.</li>

<li>Bad investment lending companies have been removed - Lehman Bros, Bear Stearns.</li>

<li>Global political efforts are being made to help the economy.</li>

<li>Lower interest rates are very good for those with variable mortgages or lines of credit.</li>

<li>Increases in dividends for strong companies.</li>

<li>New US president wants to expand jobs and infrastructure spending, as do other government.

</li></ul>

<p>Like Dave Chilton, I also feel confident that the market will bounce back, but the short term is unknown and fear is driving the markets today.&nbsp; The principles that will get us all through this and make us stronger for the future, are simple: watch your debt, control your needs and wants, and spend less than you make.&nbsp; Most importantly for us parents, teach your children these virtues not only by words, but by actions too.&nbsp; Monkey see, monkey do.
</p>]]>
        
    </content>
</entry>

<entry>
    <title>AIR MILES Travel: Gotta Getaway Contest</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2008/12/air-miles-travel-gotta-getaway-contest.html" />
    <id>tag:urbanmoms.apperceptive.com,2008:/ask_urbanmoms//5.3456</id>

    <published>2008-12-01T14:16:51Z</published>
    <updated>2009-02-16T03:54:53Z</updated>

    <summary><![CDATA[ Not sure about you, but I'm not a winter lover, and if I can’t get my family away for a winter vacation, I’ve found that I can survive the season by taking a short trip or two.&nbsp; You don’t...]]></summary>
    <author>
        <name>Jen</name>
        <uri>http://www.urbanmoms.ca/moms_the_word/</uri>
    </author>
    
        <category term="Family Travel" scheme="http://www.sixapart.com/ns/types#category" />
    
        <category term="Travel" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="airmiles" label="air miles" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="airmilesgiveaway" label="air miles giveaway" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="airmiles" label="airmiles" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="contest" label="contest" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="giveaway" label="giveaway" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="holidaytravel" label="holiday travel" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="travel" label="travel" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="travelcontest" label="travel contest" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="winairmiles" label="win air miles" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.urbanmoms.ca/ask_urbanmoms/">
        <![CDATA[<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/12/01/sandyavatar.jpg"><form mt:asset-id="6170 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="100" height="133" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/12/01/sandyavatar.jpg" title="Sandyavatar" alt="Sandyavatar" style="margin: 0px 5px 5px 0px; float: left;" /> </form></a>
Not sure about you, but I'm not a winter lover, and if I can’t get my family away for a winter vacation, I’ve found that I can survive the season by taking a short trip or two.&nbsp; You don’t have to travel far or break the bank to take advantage of what many local hotels and venues have to offer.</p>

<p>Last year, for example, I booked a couple of nights in downtown Toronto at the Delta Chelsea Hotel.&nbsp; My husband, daughter and I checked in on the night of December 25th, so that I could be in the heart of Toronto for the Boxing Day sales!&nbsp; Our friends decided to do the same thing, and while the guys and kids stayed back and took advantage of all the hotel amenities (pools, waterslide, family fun zone and more), my girlfriend and I shopped til we dropped.&nbsp; We returned to the hotel to unwind, went out for a nice dinner and everyone – moms, dads and kids alike - was happy</p>

<p>So consider getting away from the winter right in your own city.&nbsp; Many hotels offer great deals on 2 night family packages, in addition to the Delta Chelsea in Toronto, the Delta Vancouver Airport and Delta Bow Valley in Calgary offer family fun packages.&nbsp; Check out <a href="http://www.deltahotels.com" target="_blank">www.deltahotels.com</a> for more information and more cities.&nbsp; It’s amazing what an indoor pool and a little room service can do to rejuvenate both the kids and, especially, the parents, leaving everyone ready to face a few more weeks of winter.</p>

<p>And don’t forget, if you only have a day, you can always visit your city’s attractions throughout the winter.&nbsp; Zoos, museums and science centers always seem to have something new to interest the kids and adults alike and can be less busy outside the traditional tourist season.&nbsp; Or, how about a trip to the theatre or symphony? Many orchestras offer shorter programs designed to help children appreciate classical music?&nbsp; Or get the entire family out to support your local sports teams.</p>

<p>If after all this fun in your own back yard, you still need a little R and R, don’t forget the lure of the local spa.&nbsp; Call up a girlfriend and getaway from it all for a few precious hours.&nbsp; You’ll be relaxed and ready for snow suits and boots all over again. </p>

<p>As always, you can redeem AIR MILES reward miles for a great selection of any of these hotels, venues, events, activities and attractions.&nbsp; Check out <a taret="_blank" href="http://www.airmiles.ca">www.airmiles.ca</a> for more ideas and visit the Leisure and Entertainment section.</p>

<p><strong>Tell us about your best local winter getaway by Friday, December 5th at 5:00 pm EST in the comments section below.&nbsp; We have 10 prizes of 100 AIR MILES reward miles to give away and help you on your way!</strong></p>

<p><span style="font-size: 0.6em;">Click here for Contest <a href="http://www.urbanmoms.ca/contest_rules_and_regulat/"target=_"blank">Rules and Regulations</a>.</span></p>]]>
        
    </content>
</entry>

<entry>
    <title>Keep your shirt on Contest!</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2008/11/keep-your-shirt-on-contest.html" />
    <id>tag:urbanmoms.apperceptive.com,2008:/ask_urbanmoms//5.3457</id>

    <published>2008-11-26T01:15:22Z</published>
    <updated>2009-02-16T03:54:54Z</updated>

    <summary><![CDATA[ Last time, our Style File Surprising Stores review featured Mark's Work Wearhouse.&nbsp; Well, the friendly folks over at MWW kindly supplied me with one of their latest clothing innovations to try for myself.&nbsp; It's the Perfectly Pressed shirt. What...]]></summary>
    <author>
        <name>Katie</name>
        <uri>http://www.realcanadianstyle.blogspot.com</uri>
    </author>
    
        <category term="The Style File" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="contest" label="contest" scheme="http://www.sixapart.com/ns/types#tag" />
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    <category term="styleformoms" label="style for moms" scheme="http://www.sixapart.com/ns/types#tag" />
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    <content type="html" xml:lang="en-US" xml:base="http://www.urbanmoms.ca/ask_urbanmoms/">
        <![CDATA[<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/11/25/perfectly_pressed_women_2.jpg"><form mt:asset-id="6136 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="150" height="193" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/11/25/perfectly_pressed_women_2.jpg" title="Perfectly_pressed_women_2" alt="Perfectly_pressed_women_2" style="margin: 0px 5px 5px 0px; float: left;" /> </form></a>
 Last time, our Style File Surprising Stores review featured Mark's Work Wearhouse.&nbsp; Well, the friendly folks over at MWW kindly supplied me with one of their latest clothing innovations to try for myself.&nbsp; It's the Perfectly Pressed shirt. </p>

<p>What can possibly be innovative about a shirt? I hear you ask. Drum roll please...this crisp classic does not need <em><strong>ironing</strong></em>!&nbsp; Yes, it's wash, dry and wear!&nbsp; So exciting, because despite all the times I've recommended the plain white shirt as a wardrobe essential, (confession time), I rarely wear one myself.&nbsp; Not because I don't like the look, au contraire, but because I have an ironing allergy. But, now with the Perfectly Pressed added to my closet, I can practice what I preach.&nbsp; </p>

<p>And, if you're skeptical as to whether the Perfectly Pressed lives up to its promise. Don't worry it does.&nbsp; I, the founding member of the anti-ironing squad, can confirm that even after having mine squished in a bag for a few hours, it was ready for action after a short time on a hanger. And, as for the styling...? Don't worry on that score either, the Perfectly Pressed in sizes XS-XL, is also subtly shaped for us ladies.&nbsp; </p>

<p>To date, I've worn mine quite conventionally with jeans or under a business suit. So, here's a little Style File challenge for urbanmoms members.&nbsp; Tell us in the comments section below, the ways in which you love to wear a classic white shirt. Is it tucked into a pencil skirt, under a vest or as a cover up in the sun? <strong>We have 12 Perfectly Pressed shirts to give away and the best 12 ways to wear this wardrobe wonder will WIN ONE.&nbsp; So, share your ideas in the comments below </strong>(make sure to include your email!)<strong> by Friday, November 28th, and we'll make sure the winners receive their Perfectly Pressed prior to the Holiday season. </strong></p>

<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/11/25/womenswhitemodel.jpg"><form mt:asset-id="6137 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="320" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/11/25/womenswhitemodel.jpg" title="Womenswhitemodel" alt="Womenswhitemodel" /> </form></a></p>]]>
        
    </content>
</entry>

<entry>
    <title>Before and After</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2008/11/before-and-after.html" />
    <id>tag:urbanmoms.apperceptive.com,2008:/ask_urbanmoms//5.3458</id>

    <published>2008-11-04T12:15:26Z</published>
    <updated>2009-02-16T03:54:55Z</updated>

    <summary><![CDATA[One of the biggest hurdles we face as professional home organizers is actually getting into clients homes.&nbsp; One of the most common responses we get when we tell people what we do is &quot;oh I'd NEVER have you to my...]]></summary>
    <author>
        <name></name>
        
    </author>
    
        <category term="Organization 101" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="basement" label="basement" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="beforeandafter" label="before and after" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="momblog" label="mom blog" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="organization" label="organization" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.urbanmoms.ca/ask_urbanmoms/">
        <![CDATA[<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;">One of the biggest hurdles we face as professional home organizers is actually getting into clients homes.&nbsp; One of the most common responses we get when we tell people what we do is &quot;oh I'd NEVER have you to my house - it's too much of a mess! People are often too embarrassed by the disarray in their homes to hire someone to help them fix it.&nbsp; Ironic isn't it?&nbsp; Especially when we thrive on restoring order and creating systems that will work for our clients.&nbsp; Giving people a visual image in the form of before and after photos is often the most effective way to let them know that we aren't going to judge them and to show them what a difference we can make in their lives.</span></p>

<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;">So instead of giving you more organizational tips in this blog we'll just review the basics and let the photos tell the rest of the story!</span></p>

<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;">These built-in shelves in our clients' basement were gorgeous but over time had become a dumping ground for the family's books, photos and random odds and sods. Not only could you not tell how lovely they were but the unit was not being used efficiently. By simply taking EVERYTHING off of each shelf and out of each drawer and sorting like with like, we were not only able to make the shelves look nice but they became much more functional for the family.</span></p>

<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;"><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/11/03/068_5.jpg"><form mt:asset-id="6067 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="533" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/11/03/068_5.jpg" alt="068_5" title="068_5" /> </form></a> </span></p>



<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;"><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/11/03/069_3.jpg"><form mt:asset-id="6068 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="533" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/11/03/069_3.jpg" alt="069_3" title="069_3" /> </form></a> </span></p>

<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;"><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/11/03/077_3.jpg"><form mt:asset-id="6069 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="533" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/11/03/077_3.jpg" alt="077_3" title="077_3" /> </form></a> </span></p>

<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;"><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/11/03/078_3.jpg"><form mt:asset-id="6070 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="533" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/11/03/078_3.jpg" alt="078_3" title="078_3" /> </form></a> </span></p>

<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;"><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/11/03/076_2.jpg"><form mt:asset-id="6071 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="300" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/11/03/076_2.jpg" alt="076_2" title="076_2" /> </form></a> </span></p>

<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;">The next area we tackled was a small space on the floor where the family's four year old stored some of her toys. As you can see there was no real organization. By simply sorting like with like once again and using some an existing basket and a plastic storage unit, the toys are now more easily accessible for the little girl and no longer an eyesore when the family enjoys the space.</span></p>

<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;"><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/11/03/070_2.jpg"><form mt:asset-id="6072 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="533" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/11/03/070_2.jpg" alt="070_2" title="070_2" /> </form></a> </span></p>

<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;"><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/11/03/079_2.jpg"><form mt:asset-id="6073 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="533" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/11/03/079_2.jpg" alt="079_2" title="079_2" /> </form></a> </span></p>

<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;"><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/11/03/072_2.jpg"><form mt:asset-id="6074 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="533" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/11/03/072_2.jpg" alt="072_2" title="072_2" /> </form></a> </span></p>

<p><span style="color: black; font-family: &quot;Trebuchet MS&quot;,&quot;sans-serif&quot;;"><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/11/03/080_2.jpg"><form mt:asset-id="6075 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="400" height="533" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/11/03/080_2.jpg" alt="080_2" title="080_2" /> </form></a> </span></p>

<p>Sometimes all it takes to organize your space is moving items to where they make more sense within your home. If you stick to the basics of keeping like with like, only holding on to what you really need and love and implementing systems that work for your family, creating a functional well organized space is a breeze. And when in doubt hire someone to help you get the job done - you won't be judged now matter how chaotic your space is!</p>



<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/11/03/078_2.jpg"></a> </p>]]>
        
    </content>
</entry>

<entry>
    <title>Teaching Kids about Money Makes Good Cents</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2008/10/teaching-kids-about-money-makes-good-cents.html" />
    <id>tag:urbanmoms.apperceptive.com,2008:/ask_urbanmoms//5.3459</id>

    <published>2008-10-28T21:04:00Z</published>
    <updated>2009-02-16T03:54:55Z</updated>

    <summary> Money. It&apos;s something we all eventually earn and use, but often without much guidance or training. Although its face value is covered in school, wouldn&apos;t it have been nice if someone had given you a few lessons on how...</summary>
    <author>
        <name>Rob Stringer</name>
        <uri>http://www.YouthCoachCanada.com</uri>
    </author>
    
        <category term="Education" scheme="http://www.sixapart.com/ns/types#category" />
    
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        <![CDATA[<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/28/robavatar.jpg"><form mt:asset-id="6044 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="100" height="155" border="0" alt="Robavatar" title="Robavatar" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/28/robavatar.jpg" style="margin: 0px 5px 5px 0px; float: left;" /> </form></a>
Money. It's something we all eventually earn and use, but often without much guidance or training. Although its face value is covered in school, wouldn't it have been nice if someone had given you a few lessons on how to handle money when you were young? While it may be impossible to travel in time, you do have a chance to relive your youth through your children—teaching them the lessons you may have missed yourself. Whether preschoolers or pubescent, here are several simple ideas on how to extend the curriculum and teach your children about financial responsibility and the value of money:</p>

<ul><li>Talk about where money comes from. Explain how the money you spend comes from the work that you do. Kids need to know it does not just flow endlessly out of bank machines (although that would be nice!)</li>

<li>Teach the difference between needs, wants, and wishes. Learning the difference at an early age can prepare children to make better spending choices in the future.</li>

<li>Let kids handle money. Going to the store, market or on an outing? Consider giving your kids a few dollars to spend (which may or may not be part of their allowance.) Try not to interfere too much with spending decisions, even if you disagree. Poor choices often provide excellent learning experiences and opportunities for discussion later.</li>

<li>Look for teachable moments while grocery shopping. This could include showing kids how to compare unit prices, use coupons &amp; fliers, how to shop on a budget, practice sorting coins, counting their change, or even estimating the total amount of purchases. Money is also the perfect medium to practice those pesky fractions—pennies are 1/100th of a dollar, dimes 1/10th, and quarters speak for themselves!</li>

<li>When giving an allowance, try giving it in denominations that encourage saving. For example, instead of giving a $5.00 bill, offer two toonies and a loonie and encourage $1.00 to be put aside for savings.</li>

<li>Consider supporting others in need. Some parents also suggest their children set aside part of their allowance to support a children's charity or other worthwhile cause.</li>

<li>Have your kids open a bank or credit union savings account. This is an excellent way to begin forging the habit of savings at an early age. Just be sure not to be too restrictive about letting them withdraw some money. Otherwise they may develop a negative attitude towards saving.</li>

<li>Hold family discussions about things financial. This can be an excellent time to discuss topics like how cheques and credit cards work</li></ul>

<p>And finally …Teach by example. No matter what you tell your children about money, your own actions speak louder than words. Do you budget? Are you setting aside savings each month for education, retirements, or future purchases? The things your kids hear you say or do about money will have a big influence on the attitudes they form themselves. After all, teaching your kids about money simply makes good cents!</p>

<p><strong>About the author:</strong><br /><em>As an award-winning educator and Parenting &amp; Youth Coach, Rob Stringer BA, BEd, CPC has spent almost two decades helping kids, teens, and adults meet with success, and live lives they LOVE!. Although based outside of Toronto Ontario, Rob's coaching practice is global, with clients across Canada, the United States, Australia, and Asia. In addition to Parenting with Intention, he most recently launched, Youth Coach Canada – a non-profit organization dedicated to making affordable professional life coaching services available to youth aged 11-21.<br /><br />Interested in having Rob speak at your child's school? For more information on speaking engagements, programs, and upcoming workshops for parents and youth, visit <a href="www.YouthCoachCanada.com" target="_blank">www.YouthCoachCanada.com</a> or call 905.515.9822.</em></p>]]>
        
    </content>
</entry>

<entry>
    <title>NEW! Tax Free Savings Accounts</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2008/10/new-tax-free-savings-accounts.html" />
    <id>tag:urbanmoms.apperceptive.com,2008:/ask_urbanmoms//5.3460</id>

    <published>2008-10-27T17:40:00Z</published>
    <updated>2009-02-16T03:54:55Z</updated>

    <summary> Earlier this year, the Federal Government announced its plan to introduce a Tax Free Savings Account (TFSA) for Canadians, starting in 2009. A TFSA is a flexible registered savings plan that will improve savings and assist nearly all Canadians...</summary>
    <author>
        <name>Jen</name>
        <uri>http://www.urbanmoms.ca/moms_the_word/</uri>
    </author>
    
        <category term="Financial Management" scheme="http://www.sixapart.com/ns/types#category" />
    
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    <content type="html" xml:lang="en-US" xml:base="http://www.urbanmoms.ca/ask_urbanmoms/">
        <![CDATA[<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/28/kristine.jpg"><form mt:asset-id="6030 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="100" height="152" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/28/kristine.jpg" title="Kristine" alt="Kristine" style="margin: 0px 25px 5px 0px; float: left;" /> </form></a>
Earlier this year, the Federal Government announced its plan to introduce a Tax Free Savings Account (TFSA) for Canadians, starting in 2009. A TFSA is a flexible registered savings plan that will improve savings and assist nearly all Canadians with their different savings needs throughout their lifetime.</p>

<p><strong>Top 10 Things to Know about the TFSA</strong></p>

<ol><li>All Canadian residents can open a Tax-Free Savings Account if they're 18 years of age or older and have filed a tax return.</li>

<li>The Tax-Free Savings Account will let you invest while not being taxed on the interest earned or investment earnings.</li>

<li>You'll be able to deposit cash, GIC's and mutual funds… and the interest earned is tax-free.</li>

<li>Unlike an RSP, your contribution to a Tax-Free Savings Account will not be deducted from your income on your tax return, but the interest you earn will not be taxed - so you get to keep what you earn.</li>

<li>You can contribute a maximum of $5,000 a year.</li>

<li>If you take money out of your Tax-Free Savings Account, you don't lose the contribution room - you get it back in the following year. This is important to remember, because if you take it out you will have to wait until the next year before you can put the money back in. </li>

<li>If you don't make the maximum contribution you don't lose the contribution room. The unused contribution room gets carried over to the following year. There is no limit to how much contribution room can be carried forward.</li>

<li>You can hold more than one Tax-Free Savings Accounts with a number of financial institutions but the total of the contributions must be within your total contribution limit in that year.&nbsp; Holding more than one of these accounts may very well cause confusion in keeping track of contributions so one account is recommended.</li>

<li>Money you take out of your Tax-Free Savings Account will not affect federal income-tested benefits and credits, so you're not penalized for saving.</li>

<li>Each year, the government will determine your remaining available Tax-Free Savings Account contribution limit.</li></ol>

<p><strong>Who is eligible?</strong></p>

<p>Similar to a Registered Retirement Savings Plan (RRSP), every Canadian over the age of 18 will build contribution room. In the case of a TFSA, contribution room of $5,000 (inflation-adjusted annually) will automatically accumulate each year. Any unused contribution room will be carried forward indefinitely to future years. However unlike an RRSP, any amount withdrawn from the TFSA will be added to the individual’s contribution room, so contribution room is never lost but may be re-contributed in a future year. With a TFSA, Canadians have an effective way to access savings in case of unexpected circumstances, and these savings may be replenished in the future. For example, Jane is 25 years old and contributes $4,000 in 2009 to a TFSA and withdraws $1,000 from her plan in 2010. Jane’s contribution room in 2010 will be $7,000 ($1,000 carried forward from 2009 + $5,000 contribution room for 2010 + $1,000 from the 2010 withdrawal).</p> <p><strong>Tax-free compounding</strong></p>

<p>The key element of a TFSA is that while contributions are not tax deductible, any investment earnings (interest, dividends, capital gains) and withdrawals from the plan are exempt from taxation. Therefore, investments will compound and not be held back by tax. </p>

<p><strong>What can you invest in?</strong></p>

<p>Qualified investments are generally the same as those for RRSPs, which include, among other investments, mutual fund trusts and classes of shares of a mutual fund corporation.&nbsp; Professional advice will be critical in helping Canadians use the TFSA to its best advantage.</p>

<p><strong>Who is an ideal TFSA candidate?</strong></p>

<p>The TFSA has very broad application, benefiting income earners at all levels. Whether saving for a dream vacation, a down payment for a home, children’s education or retirement, the tax-exempt status on investment income and withdrawals will help achieve any financial goal much sooner.&nbsp; Seniors will be able to save and still collect Old Age security.&nbsp; Individuals just starting a career can use the TFSA and build RRSP contribution room to use in later years when they when they earn more.&nbsp; Young couples can save for the education of their children;&nbsp; affluent individuals can set aside funds as part of their estate plans.&nbsp; There are numerous variations, so you could sum up the target market simply: Canadians 18 years and older.&nbsp; This is definitely the time to be working with a Certified Financial Planner because it is getting more complicated to prioritize where savings should go…RRSP, TFSA, RESP, In Trust for kids, mortgage, emergency fund etc.&nbsp; A Financial Planner can help navigate this with you.</p>

<p><strong>Summing Up</strong></p>

<p>It’s hard to see the downside.&nbsp; The benefits of the TFSA create new opportunities and flexibility in financial planning for Canadians.&nbsp; In fact, I believe these accounts will change the way our children save for their retirement and we can benefit greatly as well.</p>

<p>For more information, check out the Government's Tax-Free Savings Account information page online at <a href="http://www.cra-arc.gc.ca/gncy/bdgt/2008/txfr-eng.html">www.cra-arc.gc.ca/gncy/bdgt/2008/txfr-eng.html</a>.</p>

<p><em>Kristine Douglas, CFP is a mother of two daughters aged 3 and 6.&nbsp; As a Certified Financial Planner and Financial Advisor with IPC Investment Corporation, she coaches and advises her clients on building their wealth and financial security.&nbsp; She has a particular passion for teaching parents money skills which can be passed on to their kids. Kristine grew up in a family that was very open about money and money management so it was second nature for her to build a business of providing advice and counsel to clients.&nbsp; &nbsp;Kristine has provided TV interviews and talk shows on CBC's The National, Newsnet, and iChannel.&nbsp; By combining her two passions of life coaching and investment management,&nbsp; Kristine's unique approach to financial planning has brought much success and peace of mind to her clients' lives. Visit Kristine at <a href="http://www.wealthyplanning.com">www.wealthyplanning.com</a>.</em></p>]]>
        
    </content>
</entry>

<entry>
    <title>Home Design – The Dreaded Bathroom</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2008/10/home-design-the-dreaded-bathroom.html" />
    <id>tag:urbanmoms.apperceptive.com,2008:/ask_urbanmoms//5.3461</id>

    <published>2008-10-21T22:53:12Z</published>
    <updated>2009-02-16T03:54:55Z</updated>

    <summary><![CDATA[ The house is quiet, the lights are dimmed and the bubbles look inviting.&nbsp; You climb into your tub at the end of a long day of kids, work, school projects and way too many activities.&nbsp; As you lie there...]]></summary>
    <author>
        <name>Jen</name>
        <uri>http://www.urbanmoms.ca/moms_the_word/</uri>
    </author>
    
        <category term="Interior Design" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="bathroomredesign" label="bathroom redesign" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="designexpert" label="design expert" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="designtips" label="design tips" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="interiordesign" label="interior design" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="momblog" label="mom blog" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.urbanmoms.ca/ask_urbanmoms/">
        <![CDATA[<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/21/291.jpg"><form mt:asset-id="6007 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="100" height="147" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/21/291.jpg" title="291" alt="291" style="margin: 0px 5px 5px 0px; float: left;" /> </form></a>The house is quiet, the lights are dimmed and the bubbles look inviting.&nbsp; You climb into your tub at the end of a long day of kids, work, school projects and way too many activities.&nbsp; As you lie there quietly stealing a few precious moments, you lie back...and HOLY COW THE TUB is COLD! Darn cast iron! No matter, you are bound and determined to enjoy your time soaking away your day.&nbsp; You close your eyes and...drip, drip drip...drip, drip, drip...where is that coming from you wonder? Darn stupid shower head!!!!!&nbsp; Hmmmm...I wonder how much wasted water that is a year, you think to yourself.&nbsp; I’ll get to it on the weekend you decide and then smirk, knowing full well it won’t happen this year.&nbsp; As you open one eye to look at the dripping shower head, you notice a crack in the tile on the wall.&nbsp; Was that always there you wonder? Is that new? How bad is it? Can water get behind it? What room is below the bathroom? Is there water in the ceiling below? Did you notice a sag? A stain? Suddenly your bath isn’t relaxing anymore.&nbsp; You are out of the tub and wondering if the local big box store is still open...</p>

<p>Does this sound familiar at all? The bathroom is usually one of the first rooms we want to renovate. We want this room to be highly functional and clean feeling! Some of the bathrooms we inherit when we buy older homes are tiny.&nbsp; Some newer ones are huge but poorly planned.&nbsp; We want luxury.&nbsp; We want a sense of calm.&nbsp; We want rain heads and multi-point shower heads and the latest tiles from HGTV shows...all on a tight budget and done next week!!&nbsp; All it takes is one trip to a tile store to make your head spin and feel totally overwhelmed!</p>

<p>My clients always ask for three basic things when redesigning their bathrooms, no matter how small or how spacious.&nbsp; </p>

<p><strong>First</strong> they want a lay out that uses their space most efficiently.&nbsp; </p>

<p><strong>Secondly</strong>, they want a good shower head and a tub.&nbsp; </p>

<p><strong>Lastly</strong>, they want storage and counter space.&nbsp; It seems that people are willing to forgo the second sink in the bathroom if they get more storage and more counter top space. If there is room...a separate shower! </p>

<p>Good space planning is key to bathrooms – you don’t want to end up walking into the toilet or not being able to open your bathroom door because the toilet is in the way – trust me, I’ve seen it all! Here are some quick tips to good bathroom design: keep your sink and your toilet on the same wall if you can – it is visually appealing because toilets and counters are similar in height and opens up your bathroom.&nbsp; Always get a deep sink – they hold more water for shaving, splash less than the fun shaped but shallow bowls and it leaves more water in the sink during teeth brushing with little ones!&nbsp; As far as the shower head goes, remember, you need to have a pressure check done before you fall in love with that 10” rain head – you may not have enough water pressure to service the volume a rain head requires.</p>

<p>When it comes to materials; tiles, marble, glass...there are a few pointers to remember.&nbsp; In choosing a floor tile, try to go with a larger size as too many grout lines with a smaller tile makes your floor look busier and therefore smaller.&nbsp; Choose a tiny tile for the floor in a shower though as you need more grout lines to prevent it from being slippery. On a wall of a shower or tub, try to use a tile that is oriented horizontally to widen the space.&nbsp; Also, always use a tile that won’t have a lot of staining due to soap scum build up – we all have it! Remember too, if you are lucky enough to be installing a steam shower, you need to mention that to your tile supplier and check that the tiles you choose can withstand the head of a steam shower and glass tiles are out!&nbsp; </p>

<p>For your counter top, splurge and go with a natural material – the vanity counter tops aren’t usually too large and it adds such a luxurious feeling.&nbsp; Be careful with your colour selection as make up will stain marble, and never&nbsp; do your nails on the counter top – nail polish remover and spilled nail polish will stain your counter. The new manufactured stones are fabulous if your budget allows.</p>

<p>Lastly, choose colours that are calming, relaxing and reflect well on your skin colour! There is nothing worse than painting your bathroom cheery green which is bright and refreshing but reflects terribly on your skin! Choose warm colours so you look radiant on even the coldest Canadian winter mornings! If you can, put your bathroom lights on a dimmer too so you can turn them down for those early mornings or romantic late nights!</p>

<p>Here's a series of before and after pictures from one of my clients' bathrooms:</p>

<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/21/1117_3.jpg"><form mt:asset-id="6008 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="250" height="333" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/21/1117_3.jpg" title="1117_3" alt="1117_3" /></a> <a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/21/1118.jpg"><img width="250" height="333" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/21/1118.jpg" title="1118" alt="1118" /> </form></a></p>

<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/21/1139.jpg"><form mt:asset-id="6010 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="250" height="333" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/21/1139.jpg" title="1139" alt="1139" /></a> <a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/21/1135.jpg"><img width="250" height="333" border="0" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/21/1135.jpg" title="1135" alt="1135" /> </form></a></p>

<p><strong><em>Insider’s </em></strong><em>Tip:</em> if you have a number of things that need updating in a bathroom, do the entire room – don’t try to save here and there by keeping the old – you will end up wanting to replace it as you see the new materials go in and the project will be held up while you make decisions.&nbsp; The simplest way to freshen a tired bathroom is to change the counter top, sink and faucet, along with new cabinet knobs, a fresh shower curtain and a splash of paint!</p>

<p><a href="mailto:email@urbanmoms.ca">Send us</a> pictures of your bathroom and we will choose one to feature in the next blog along with design advice! Your project could be chosen and you’ll be off to a new bathroom in no time with a little direction and helpful advice!</p>

<p><em>Cynthia is urbanmoms.ca's Interior Design Expert. 16 years ago she decided to refinish a piece of furniture in the garage.&nbsp; That led to opening a store on Avenue Road in Toronto, where she designed, manufactured and hand-finished custom children's furniture.&nbsp; Her career in design was born on Avenue Road and when Cynthia moved to Vancouver, she decided to go back to school to study interior design.&nbsp; She worked for a firm from Hong Kong which was an incredible learning curve as she was the only person in the office who spoke English as a first language and couldn't communicate with the clients at all! From there Cynthia went to work for a small firm who specialized in retail branding and design which was incredibly different than her previous residential work.&nbsp; Upon returning to Toronto, Cynthia decided to return to her passion - residential design - and began working for herself again as she was raising two young boys.&nbsp; She considers herself very fortunate to have worked on some incredible homes in and around Toronto over the past 8 years.&nbsp; Recreating her clients' homes is especially satisfying as she recognize the impact it will have on their everyday life.&nbsp; Cynthia feels very privileged to do design for a living as it is an incredibly personal working relationship, one she finds intensely rewarding.<br />
</em></p>]]>
        
    </content>
</entry>

<entry>
    <title>Surprising stores...</title>
    <link rel="alternate" type="text/html" href="http://www.urbanmoms.ca/ask_urbanmoms/2008/10/surprising-stores.html" />
    <id>tag:urbanmoms.apperceptive.com,2008:/ask_urbanmoms//5.3462</id>

    <published>2008-10-15T11:19:00Z</published>
    <updated>2009-02-16T03:54:55Z</updated>

    <summary><![CDATA[Moms often ask me not just what wardrobe essentials to buy, but where to shop for them.&nbsp; So, I thought I'd start a new Style File series called Surprising Stores.&nbsp; Us moms have little time to shop, so it's good...]]></summary>
    <author>
        <name>Katie</name>
        <uri>http://www.realcanadianstyle.blogspot.com</uri>
    </author>
    
        <category term="The Style File" scheme="http://www.sixapart.com/ns/types#category" />
    
    <category term="blogmom" label="blog mom" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="fashion" label="fashion" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="jacob" label="jacob" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="marksworkwearhouse" label="marks work wearhouse" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="momblog" label="mom blog" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="style" label="style" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="surprisingstores" label="surprising stores" scheme="http://www.sixapart.com/ns/types#tag" />
    <category term="suzyshier" label="suzy shier" scheme="http://www.sixapart.com/ns/types#tag" />
    
    <content type="html" xml:lang="en-US" xml:base="http://www.urbanmoms.ca/ask_urbanmoms/">
        <![CDATA[<p>Moms often ask me not just what wardrobe essentials to buy, but <em>where</em> to shop for them.&nbsp; So, I thought I'd start a new Style File series called <em>Surprising Stores.</em>&nbsp; Us moms have little time to shop, so it's good to know that there is a huge array of stylish pieces to be found at the shops in your local mall or shopping centre.</p>

<p>This week, I'll focus on three Canadian staples: Jacob, Suzy Shier and Mark's Work Wearhouse (yes, you read that right - Mark's Work Wearhouse!)&nbsp; Read on...</p>

<p>First, Jacob.&nbsp; If you haven't been into a Jacob store lately, I thoroughly recommend you take a look.&nbsp; The brand, which is celebrating its 30th&nbsp; anniversary, is not the store you shopped as a teen. (The company has a separate store for casual, value-driven product called Jacob Connexion.) Yes, Jacob is all grown up, featuring spohisticated suits, demure dresses and classic coats.&nbsp; Ideal if you are a working mom and/or returning to a formal workplace.&nbsp; &nbsp;Plus, for us time-strapped moms, the stores themselves are well-organized into outfits, and feature minimal accessories which coordinate beautifully, making selection simple.&nbsp; Sizes range from 0-13 and prices are reasonable for the quality of the products.&nbsp; To give you an idea, dresses are typically in the $80-$120 range.&nbsp; I also love a store with a good returns policy, and Jacob certainly performs well on that front.&nbsp; Here are a couple of looks from the current Jacob line. Note the versatility of the pencil skirt suit.&nbsp; The jacket would work equally as well with jeans or a patterned skirt, and the pencil skirt itself will look great with fine knits. Also, the addition of the scarf at the neck of this shirt takes the look from subtle to chic.</p>





<p> <a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/07/jacob2.jpg"><form mt:asset-id="5977 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="200" height="597" border="0" title="Jacob2" alt="Jacob2" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/07/jacob2.jpg" style="margin: 0px 5px 5px 0px; float: left;" /> </form></a></p>

<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/07/jacob3.jpg"><form mt:asset-id="5978 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="200" height="543" border="0" wrap="0" title="Jacob3" alt="Jacob3" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/07/jacob3.jpg" style="margin: 0px 5px 5px 0px; float: none;" /> </form></a> </p>

<p>Suzy Shier stores are packed to brim with everything from T's, tops and trousers to sweaters, sweats and shoes. The brand is known for it's fashion forward design and value-driven pricing. In my mind Suzy is perfect for purchasing what I call &quot;one-season-wonders.&quot;&nbsp; You know, a sparkly top for the Holidays that you may only wear once or twice, or a strong colour that you love but may not look or feel right in after one season of wear. The plaid jacket featured below is a great example of this.&nbsp; Plaid is hot this year, but will look dated next Fall - who wants to spend a lot on a coat that may only last one year?&nbsp; Save those dollars for the classics. At $69 this one will see you through this season in style, and won't leave you feeling guilty once you're done with it. Likewise, this trendy chiffon shirt will bring you bang up to date without breaking the bank - it's $14.95.&nbsp; Buyer beware - Suzy does not accept returns, only exchanges.</p>

<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/07/suzy2.jpg"><form mt:asset-id="5979 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="200" height="240" border="0" title="Suzy2" alt="Suzy2" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/07/suzy2.jpg" style="margin: 0px 5px 5px 0px; float: left;" /></a> <a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/07/ss.jpg"><img width="200" border="0" title="Ss" alt="Ss" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/07/ss.jpg" /> </form></a> </p>

<p>Now for Mark's Work Wearhouse (note the spelling of Wear) - the purveyor of products for professions such as nursing and construction, has developed its own line of apparel and sells solid brands, such as Denver Hayes.&nbsp; Next time your beloved takes you off to Canadian Tire, pop next door to Mark's (the stores are often located together) and check out the great range of winter accessories - gloves, hats and scarves - at great prices.&nbsp; There's also a super selection of basic sweaters, and some sensible, but stylish snowboots.&nbsp; Who knew?&nbsp; I spotted the following on Mark's website - check out these elegant, equestrian-inspired boots, and classic jacket in brown suade.</p>

<p><a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/07/mww1.jpg"><form mt:asset-id="5981 " class="mt-enclosure mt-enclosure-image" style="display: inline;"> <img width="200" border="0" title="Mww1" alt="Mww1" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/07/mww1.jpg" /></a> <a href="http://www.urbanmoms.ca/photos/uncategorized/2008/10/07/mww2.jpg"><img width="200" title="Mww2" alt="Mww2" src="http://www.urbanmoms.ca/ask_urbanmoms/images/2008/10/07/mww2.jpg" /> </form></a> </p>

<p>Hope this review of three Surprising Stores, helps you update your Fall wardrobe.&nbsp; Next time: Reitmans, Smart Set and Costco (yes, Costco!!)</p>



<p><em>Katie is host of the urbanmoms.ca Style File. As a public relations professional and a student of style and design, she has helped many retail and fashion clients promote their brands. She is mom to two boys (the best anti-shopping devices on the market) and now indulges her love of fashion by conducting wardrobe consultations, personal shopping expeditions and by participating in media interviews, providing advice on everything from wardrobe must-haves to accessories and footwear. Katie firmly believes that high style does not have come with a high price tag and her shopping philosophy is based on saving both time and money. For more style musings visit Katie at </em><a href="http://www.realcanadianstyle.blogspot.com/">www.realcanadianstyle.blogspot.com</a></p>]]>
        
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